Choosing the right motorcycle insurance coverage in Malaysia entails evaluating quite a few components, like coverage options, premiums, customer service, and additional benefits made available from diverse insurers. This guidebook compares some of Malaysia's major bike insurance policies companies that will help you make an informed final decision that fulfills your riding wants and spending budget.
one. Allianz Malaysia Berhad
Protection Alternatives: Allianz Malaysia features detailed coverage options customized to shield both riders and their motorcycles. Their insurance policies normally consist of:
3rd-Social gathering Liability: Handles damages and injuries caused to Many others in a mishap.
Personal Destruction: Handles mend or replacement expenditures to your motorcycle resulting from mishaps, fire, or theft.
Personalized Accident: Presents compensation for bodily injury or Demise resulting from a collision.
Further Rewards: Roadside help, healthcare fees, and a lot more.
Premiums and Savings: Allianz Malaysia gives aggressive rates with opportunities for savings dependant on Protected riding data, several guidelines, and membership affiliations.
Customer care: Known for economical statements processing and good buyer assistance.
2. AXA Affin Common Insurance coverage Berhad
Protection Alternatives: AXA Affin features versatile motorcycle insurance plan programs with in depth coverage, together with:
Third-Bash Liability: Handles lawful liabilities for bodily personal injury or house damage to Some others.
Personal Destruction: Covers maintenance fees for your personal motorbike in incidents, theft, or organic disasters.
Personal Incident: Gives coverage for accidental Demise or bodily injury.
Premiums and Bargains: AXA Affin gives aggressive premiums and savings for Secure motorbike insurance riders, loyalty packages, and bundling policies.
Customer support: Responsible customer service that has a user-helpful promises procedure and 24/7 assist.
3. Etiqa Insurance plan Berhad
Coverage Possibilities: Etiqa offers motorbike insurance plan ideas intended to secure riders comprehensively, such as:
3rd-Party Liability: Protection for lawful liabilities arising from accidents.
Possess Damage: Safety from repair or substitute expenditures for your motorcycle.
Particular Accident: Coverage for injuries or Dying resulting from accidents.
Added Gains: Roadside help, health care fees, and loss of add-ons.
Rates and Bargains: Etiqa provides competitive rates with bargains for safe riders, multi-coverage holders, plus much more.
Customer Service: Known for responsive customer support and successful promises handling.
4. Liberty Insurance policies Berhad
Protection Solutions: Liberty Insurance coverage gives motorbike coverage plans with a range of coverage possibilities, which include:
3rd-Party Liability: Coverage for authorized liabilities ensuing from incidents.
Have Damage: Covers fix charges in your bike resulting from incidents or theft.
Own Incident: Delivers payment for bodily personal injury or death resulting from accidents.
Premiums and Special discounts: Aggressive rates with bargains available for Secure riders, policy renewals, and loyalty plans.
Customer support: Liberty Insurance policies is identified for great customer care and prompt promises settlement.
five. Zurich Typical Coverage Malaysia Berhad
Coverage Options: Zurich Malaysia provides complete motorcycle insurance coverage ideas with the next coverage alternatives:
Third-Get together Liability: Covers legal liabilities for bodily damage or home damage to Other people.
Personal Harm: Covers restore or substitute expenses for the motorcycle because of accidents, theft, or fire.
Personal Accident: Provides protection for accidental Dying or bodily personal injury.
Rates and Savings: Aggressive rates with discount rates for Risk-free riders, multi-coverage holders, and advertising provides.
Customer Service: Zurich Malaysia offers reliable customer care with a simple claims process and 24/7 support.