Selecting the right motorcycle insurance coverage in Malaysia entails analyzing various aspects, such as protection selections, premiums, customer support, and additional Rewards offered by different insurers. This guide compares a few of Malaysia's prime motorbike insurance plan vendors that will help you make an knowledgeable determination that fulfills your riding requires and funds.
1. Allianz Malaysia Berhad
Coverage Selections: Allianz Malaysia delivers extensive protection possibilities tailor-made to safeguard the two riders and their motorcycles. Their guidelines generally incorporate:
3rd-Occasion Legal responsibility: Addresses damages and injuries induced to Other individuals in an accident.
Individual Hurt: Covers maintenance or substitute costs in your motorcycle as a consequence of mishaps, fire, or theft.
Personalized Accident: Delivers compensation for bodily harm or Loss of life ensuing from an accident.
Supplemental Rewards: Roadside aid, health care expenses, plus much more.
Premiums and Savings: Allianz Malaysia offers aggressive premiums with prospects for reductions based upon Secure Driving records, many policies, and membership affiliations.
Customer support: Known for successful claims processing and very good customer assist.
2. AXA Affin Basic Coverage Berhad
Coverage Possibilities: AXA Affin features versatile bike insurance coverage strategies with comprehensive coverage, together with:
Third-Occasion Liability: Addresses lawful liabilities for bodily injuries or house damage to Some others.
Personal Hurt: Covers fix expenditures for the motorbike in incidents, theft, or all-natural disasters.
Personalized Incident: Offers coverage for accidental Dying or bodily damage.
Rates and Discounts: AXA Affin gives aggressive rates and reductions for Risk-free riders, loyalty courses, and bundling guidelines.
Customer support: Responsible customer service by using a person-friendly statements course of action and 24/seven assistance.
3. Etiqa Insurance plan Berhad
Coverage Alternatives: Etiqa presents bike insurance coverage strategies built to protect riders comprehensively, which includes:
3rd-Bash Liability: Coverage for authorized liabilities arising from incidents.
Own Harm: Defense from repair or replacement fees in your bike.
Personal Accident: Coverage for injuries or Demise ensuing from accidents.
Extra Rewards: Roadside guidance, health care fees, and loss of add-ons.
Rates and Savings: Etiqa presents competitive premiums with special discounts for Risk-free riders, multi-coverage holders, plus more.
Customer support: Known for responsive customer support and successful promises handling.
4. Liberty Insurance policies Berhad
Protection Selections: Liberty Coverage provides motorbike insurance ideas with A variety of coverage selections, which include:
3rd-Party Liability: Coverage for authorized liabilities resulting from mishaps.
Possess Hurt: Handles repair service prices for your motorcycle because of accidents or theft.
Individual Accident: Supplies payment for bodily harm or Dying ensuing from incidents.
Rates and Savings: Aggressive rates with bargains obtainable for Harmless riders, plan renewals, and loyalty courses.
Customer care: Liberty Insurance is recognized for excellent customer service and prompt promises settlement.
five. Zurich Typical Coverage Malaysia Berhad
Protection Solutions: Zurich Malaysia offers extensive motorbike insurance policy programs with the following coverage choices:
Third-Party Legal responsibility: Handles lawful liabilities for bodily harm or residence harm to Other folks.
Possess Injury: Addresses restore or replacement costs for your bike resulting from incidents, theft, or hearth.
Private Accident: Offers coverage for accidental Dying or bodily personal injury.
Rates and Discount rates: Competitive premiums with motorbike insurance discounts for safe riders, multi-plan holders, and marketing delivers.
Customer support: Zurich Malaysia provides reliable customer care with a simple statements method and 24/7 support.